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贷款

Student loans are a form of financial aid that requires repayment of the funds received with interest. Some loans may be in either the student’s or the parent’s names. All loans require a promissory note & some require a separate application.

联邦贷款计划

There are two types of Federal Direct 贷款—subsidized & unsubsidized. Both loans carry a fixed interest rate. 学到更多。

补贴联邦直接贷款

  • 对于补贴的直接贷款的资格是基于由FAFSA确定的财政需要。
  • 补贴的直接贷款允许本金支付的延期,而学生在攻读学位的计划,至少有一半时间入学。
  • Students are allowed a six-month grace period upon leaving college before making payments on principal & interest of the loan.
  • 利息补贴,而学生在学校是由联邦政府支付。
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补贴的联邦直接贷款

  • 补贴的直接贷款允许本金支付的延期而学生在攻读学位的计划,至少有一半时间入学。
  • Students are allowed a six-month grace period upon leaving college before making payments on principal & interest of the loan.
  • Unsubsidized loans do not have an interest subsidy paid by the federal government. This means that interest will accrue on the loan during the in-school & six-month grace periods.

奖励金额 高达$ 5,500.00第一年的大学生。 学到更多。

联邦直接贷款加

  • 联邦直接贷款加补贴的是该贷款相关的学生家长可以借,以帮助支付教育费用。
  • 教育部门会做信用检查,确定贷款父母的资格的一部分。
  • Direct PLUS 贷款 carry a fixed interest rate. Repayment begins 60 days after the last disbursement unless deferred & interest is charged during both in-school & out-of-school time periods. All fees, rates & benefits are subject to change based on new or updated Federal Legislation.
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联邦帕金斯贷款

如2017年10月1日,联邦帕金斯贷款计划不再提供给学生。 学到更多

研究生加贷款

  • Graduate students enrolled at least half time & who do not have an adverse credit history.
  • 贷款金额: Students may borrow up to the cost of attendance minus any other financial aid received. The total education cost may include tuition, living allowance, books and supplies & transportation. Graduate students must use their Federal Direct Unsubsidized loan eligibility prior to applying for a Federal Direct Graduate PLUS loan.
  • 联邦研究生加贷款首先通过6月30日发放上或2017年7月1日以后,2018具有利率固定在7.00%,而在支付利息开始累积。
  • Federal Graduate PLUS loans first disbursed on or after October 1, 2017 & before October 1, 2018 have a 4.264% loan fee.

替代贷款
替代助学贷款是由银行或贷款机构提供给帮助学生和家长弥补教育成本和财务收到的援助数额之间的差距。 bt365游戏app下载鼓励所有学生先申请联邦和各州的财政援助。替代贷款可能未涵盖的联邦和各州的援助教育费用提供资源。实际数量的人可以借根据每个学生的个人财务状况而变化。